CustomerInboundACHReturnNSF two-leg
Identity
- Name
- CustomerInboundACHReturnNSF
- Description
ACH return path for NACHA reason code R01 (insufficient funds). Reverses the inbound ACH credit by debiting the customer DDA and re-crediting the originator's external counterparty. Fires only when SNB couldn't honor the inbound credit — typically same-day or next-business-day after the original posting.
Topology
- Source role
- CustomerDDA
- Destination role
- ExternalCounterparty
Origin
- Origin
- InternalInitiated
- Source origin (override)
- —
- Destination origin (override)
- —
Conservation
- Expected net (standalone firing)
- $0.00
Activity / cadence
- Aggregating
- false
- Cadence
- —
- Bundles activity
- —
Metadata
- Metadata keys
- original_external_referencereturn_reason_codecustomer_id
- Metadata value examples
- return_reason_code: - R01
Posted requirements
- Posted requirements
- original_external_reference, return_reason_code
Aging
- Max pending age
- —
- Max unbundled age
- —
Soft bounds
- Typical amount range (min, max)
- —
- Typical firings per period (min, max)
- —