MerchantPayoutACH two-leg
Identity
- Name
- MerchantPayoutACH
- Description
ACH payout vehicle for merchants who hold an SNB DDA. Debits the MerchantPayableClearing GL and credits the merchant's DDA directly (internal flow — no Fed leg). One of the three XOR payout vehicles; per chain semantics, exactly one fires per settled cycle. Lower friction than wire — SNB's preferred path for SNB-banking merchants.
Topology
- Source role
- MerchantPayableClearing
- Destination role
- MerchantDDA
Origin
- Origin
- InternalInitiated
- Source origin (override)
- —
- Destination origin (override)
- —
Conservation
- Expected net (standalone firing)
- $0.00
Activity / cadence
- Aggregating
- false
- Cadence
- —
- Bundles activity
- —
Metadata
- Metadata keys
- merchant_idsettlement_periodpayout_batch_id
- Metadata value examples
- —
Posted requirements
- Posted requirements
- merchant_id, settlement_period
Aging
- Max pending age
- P1D
- Max unbundled age
- —
Soft bounds
- Typical amount range (min, max)
- —
- Typical firings per period (min, max)
- —