- Role
- CustomerDDA
- Scope
- internal
- Parent role
- DDAControl
- Expected EOD balance
- —
- Description
- Per-customer demand-deposit account. One runtime instance per
retail or commercial customer; the account number and name are
supplied by SNB's onboarding ETL. Balance and transaction
activity are reconciled per-customer; the DDA Control GL is the
aggregate roll-up.
- Instance ID template
- cust-{n:04d}-snb
- Instance name template
- SNB Customer #{n:04d}
- Role
- MerchantDDA
- Scope
- internal
- Parent role
- MerchantDDAControl
- Expected EOD balance
- —
- Description
- Per-merchant demand-deposit account. Merchants who bank at SNB
receive their card-sales payouts directly via the
MerchantPayoutACH rail (one of the XOR payout vehicles).
Merchants banking elsewhere get MerchantPayoutWire / Check to
an external counterparty instead.
- Instance ID template
- merch-{n:03d}-snb
- Instance name template
- SNB Merchant DDA #{n:03d}
- Role
- ZBASubAccount
- Scope
- internal
- Parent role
- ConcentrationMaster
- Expected EOD balance
- 0
- Description
- Operating sub-account under the cash-concentration master. Each
ZBA location (a customer's main location, a separate operating
site, etc.) has its own sub-account; nightly sweeps zero them
and consolidate the balance at the master.
- Instance ID template
- zba-{n:03d}-snb
- Instance name template
- SNB ZBA Sub-Account #{n:03d}